Archive for November, 2009

Can a 17 year old own a car in their name only?

It depends upon your state’s laws if a 17 year old can own a car in their name only. Some states have laws regarding the minimum age at which one can solely title and register a car in their name while others states have no set minimum age in their laws. For example the North C…

Can a 17 year old own a car in their name only?

It depends upon your state’s laws if a 17 year old can own a car in their name only. Some states have laws regarding the minimum age at which one can solely title and register a car in their name while others states have no set minimum age in their laws. For example the North C…

From what I have read GAP insurance only works on vehicles being totaled and not if was in a minor accident, is this true?

Yes, this is true Gap insurance will not pay out if you are in a minor accident and your vehicle is not totaled out. Gap insurance can give a car owner valuable protection during the early years of an automobile’s loan or lease when they owe more on the vehicle than actual ca…

In New Jersey, how much time after moving to NJ must you register your vehicle for license?

According to the New Jersey Motor Vehicle Commission , if you have moved to New Jersey and plan to stay here for more than 6 months, you will need to get a new driver license, transfer your title, and register your vehicle. If you have recently moved to New Jersey , you are …

From what I have read GAP insurance only works on vehicles being totaled and not if was in a minor accident, is this true?

Yes, this is true Gap insurance will not pay out if you are in a minor accident and your vehicle is not totaled out. Gap insurance can give a car owner valuable protection during the early years of an automobile’s loan or lease when they owe more on the vehicle than actual ca…

In New Jersey, how much time after moving to NJ must you register your vehicle for license?

According to the New Jersey Motor Vehicle Commission , if you have moved to New Jersey and plan to stay here for more than 6 months, you will need to get a new driver license, transfer your title, and register your vehicle. If you have recently moved to New Jersey , you are …

I received a policy quote from Farm Bureau. It was labeled as a spin off policy. I will be getting in touch with them soon but in the mean time what is a spin off policy?

Typically a spin off policy is a phrase that insurers use when a member of one policy splits from that car insurance policy and starts a policy of their own but with the same insurance company. Say if you are currently on your parent’s auto insurance policy but have plans to p…

Is it illegal for a body shop in Pennsylvania to waive your deductible on a collision repair?

It is our understanding that it is not illegal for a body shop in Pennsylvania to waive your deductible from the repair amount. A representative from the Pennsylvania Insurance Department , the insurance regulator for PA, told us that they are not aware of any insurance depa…

I received a policy quote from Farm Bureau. It was labeled as a spin off policy. I will be getting in touch with them soon but in the mean time what is a spin off policy?

Typically a spin off policy is a phrase that insurers use when a member of one policy splits from that car insurance policy and starts a policy of their own but with the same insurance company. Say if you are currently on your parent’s auto insurance policy but have plans to p…

Is it illegal for a body shop in Pennsylvania to waive your deductible on a collision repair?

It is our understanding that it is not illegal for a body shop in Pennsylvania to waive your deductible from the repair amount. A representative from the Pennsylvania Insurance Department , the insurance regulator for PA, told us that they are not aware of any insurance depa…