When a child obtains a learner’s permit to start driving you should inform your car insurance provider of their licensing status. Many insurance companies do not require that the child be added to the policy yet, or a premium paid for them yet, but will once they start to drive …
Archive for September, 2009
In New York State the seat belt law is a primary law and thus you can be stopped by police purely because they see that someone is not properly buckled up. When a seat belt law is secondary it means that police must stop you for a primary offense, such as speeding, and then ca…
It is our understanding that per Texas laws you can only take a defensive driving course / traffic school once within a 12 month period and be able to dismiss a ticket. So if you took the traffic school class for an insurance discount and then got a ticket within 12 months you c…
The North Carolina Department of Insurance notes that if your child does not own a car; make sure the insurer knows which car the teen will be driving and whether it will be primary or occasional use. Furthermore they say that your child does not need to be rated on the most…
According to the Virginia Department of Motor Vehicles (DMV) there are various levels of points assessed and different lengths of time a citation for failure to stop at the scene of an accident will remain on your driving record depending what occurred at the crash site. For …
An endorsement with an auto insurance policy is basically a change. It has a document, which is attached to the policy and modifies or changes the original policy in some way. Some also refer to endorsements as riders. Endorsements are optional provisions you can add to your …
It is our understanding that yes, you could drive with your valid Iranian driver’s license and with an International Driving Permit (IDP), which would translate your foreign license into English. We would advise you though to check with the Georgia Department of Driver Services …
The Pennsylvania Driver’s Manual states that if you plan on using your junior license for driving outside the Commonwealth of Pennsylvania to check with your insurance company and the other states’ Department of Transportation (or Department of Motor Vehicles ) to make sure y…
The state of Texas does have laws in place that allow for your vehicle to be towed if you do not have insurance. The TX Department of Insurance notes that there are penalties for violating the state’s financial responsibility laws. A first conviction will result in a fine betw…
No, you are not required to have PIP ( Personal Injury Protection ) as part of your car insurance policy in the state of Tennessee. Tennessee is a tort state and does not require PIP as no-fault states, such as Florida, do. Tennessee state law requires minimum Bodily Injury L…
