Archive for August, 2009

Can I buy gap insurance for a car that I bought, if a private person is holding the loan?

No, Gap insurance providers would not normally offer its coverage if your loan is through a private individual instead of a proven financial institution such as a bank or finance company. With a private person there is not a structured loan of a financial institute that a Gap …

Can I buy gap insurance for a car that I bought, if a private person is holding the loan?

No, Gap insurance providers would not normally offer its coverage if your loan is through a private individual instead of a proven financial institution such as a bank or finance company. With a private person there is not a structured loan of a financial institute that a Gap …

In Michigan how long will a DUI or OUIL stay on your driving record?

According to the Michigan Secretary of State (SOS) site notes that a first-time offender convicted of drunk driving faces: Up to 93 days in jail Up to a $500 fine Up to 360 hours of community service Up to 6 points on a driver’s license Up to 180 days with a suspended l…

In Michigan how long will a DUI or OUIL stay on your driving record?

According to the Michigan Secretary of State (SOS) site notes that a first-time offender convicted of drunk driving faces: Up to 93 days in jail Up to a $500 fine Up to 360 hours of community service Up to 6 points on a driver’s license Up to 180 days with a suspended l…

Will proof of full coverage auto insurance act as SR-22 in Washington State?

No, having Liability and physical coverages of Collision and Comprehensive , thus full coverage, will not be accepted by Washington State if they are requiring you to obtain and maintain a SR-22. In WA if a driver is required to obtain an SR-22 then he or she must normally mai…

Will proof of full coverage auto insurance act as SR-22 in Washington State?

No, having Liability and physical coverages of Collision and Comprehensive , thus full coverage, will not be accepted by Washington State if they are requiring you to obtain and maintain a SR-22. In WA if a driver is required to obtain an SR-22 then he or she must normally mai…

I am 22 years old and I am from PA. My permit expired over a year ago and I have not had a chance to renew it until now. Do I have to re-take the permit test?

You should contact the PennDOT Driver and Vehicle Services department to find out for certain what you need to do to renew your permit. To the best of our knowledge you do not have to retake the tests but since you have waited over a year to try and renew your permit there may…

I am 22 years old and I am from PA. My permit expired over a year ago and I have not had a chance to renew it until now. Do I have to re-take the permit test?

You should contact the PennDOT Driver and Vehicle Services department to find out for certain what you need to do to renew your permit. To the best of our knowledge you do not have to retake the tests but since you have waited over a year to try and renew your permit there may…

I got caught driving with a suspended license, suspended registration, and with no insurance in Long Island, NY the cop did not arrested me but I need to go to court. What are the penalties? Am I going to face jail time?

Driving without a license, registration and insurance are all considered serious offenses in New York State so jail time is a possibility for these offenses which are misdemeanors and traffic infractions. In New York State driving with suspended registration is an unclassifie…

I got caught driving with a suspended license, suspended registration, and with no insurance in Long Island, NY the cop did not arrested me but I need to go to court. What are the penalties? Am I going to face jail time?

Driving without a license, registration and insurance are all considered serious offenses in New York State so jail time is a possibility for these offenses which are misdemeanors and traffic infractions. In New York State driving with suspended registration is an unclassifie…