I live in New Jersey, and I was hit by a driver who had no insurance. I was told that I can file an uninsured motorist claim. According to the body shop, there is a law in NJ that prevents the insurance company from raising my rates. According to the insurance company, my premium will go up if the claim is paid. Which one is right?

Published by Car Insurance Questions and Answers on Jun 29th, 2007 in Uncategorized with No Comments
We contacted the New Jersey Department of Banking and Insurance (DOBI), the insurance regulator for NJ, to clarify if your insurance company could possibly raise your rates due to you making an Uninsured Motorist claim. The NJ DOBI stated that under New Jersey’s tier rating l...

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