Is there any benefit to being a long term customer of a particular insurance company? My agent encourages me not to change carriers, although I can find cheaper rates elsewhere, because I have been with my current carrier for 15 years. He says that when/if I need to make claims I will not be hassled as much and my rates should not go up. Do insurance companies care how long you have been a customer? Don’t they all have a standard policy regarding rate increases or canceling customer completely regardless of how long you’ve been a customer? Is my agent just trying to keep his pockets full?

Published by Car Insurance Questions and Answers on Mar 31st, 2007 in Uncategorized with No Comments
The decision to maintain coverage with a current carrier or change insurance carriers is a personal one. Many companies do offer discounts for maintaining coverage with them, for having multiple lines of insurance with them such as your home and auto, and for not filing a clai...

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« If one vehicle is insured by two separate policies, by two separate drivers, and one driver gets into an accident, will there be a problem with coverage of the vehicle? I am insured by PGAC and my mom by Mercury. Mercury told my mother that if I were to be in an accident there would be a problem with me being covered. How can that be if I have my own policy?
Do any insurance companies offer substantially reduced rate liability insurance for vehicles (e.g. snow plow trucks) seldom (< 4 times per year) driven on public roadways in states with mandatory liability coverage? »

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