Archive for November, 2008

I am a licensed driver in New York that was convicted of DWI in New Jersey, how will this impact my car insurance in New York where my car is registered?

Your home state of New York and New Jersey, the state in which you were cited for the DWI, are both members of the Driver’s License Compact (DLC). As member states of the DLC it means the NJ courts will inform the New York Department of Motor Vehicles about this DWI violation …

My question is I have no tickets on my driving record, and plus I have no infractions so why do I only have a +3 points and not +5 points, since the highest positive points you can receive is 5? I live in Virginia.

You would need to contact the Virginia Department of Motor Vehicles to find out about your specific situation and why it is that you only have 3 safe driver points instead of 5, the maximum amount you can have at once in VA. We can however give you information on how you accum…

What is the penalty in Wisconsin for driving without a license, with expired license plate tags and an unlicensed passenger?

If you were cited for driving without a license and expired license plate tags (registration) in Wisconsin the best way to find out the penalties are to contact the court listed on the ticket. We can however give you information we have found in the Wisconsin Code regarding th…

What is California’s Collision Deductible Waiver (CDW)?

The California Collision Deductible Waiver (CDW) is coverage which waives your collision deductible if you are hit by a negligent uninsured motorist. The CDW option with a personal auto insurance policy in California pays your collision deductible when you carry collision cov…

What are the restrictions you may face as a G2 license holder? Are you allowed to drive on highways?

As you are aware Ontario, Canada has a graduated licensing system. This graduated licensing process lets new drivers get driving experience and skills gradually. The two-step licensing process takes at least 20 months to complete. The first step is the G1 and the second is the G…

What happens to your insurance after 5 speeding tickets? Does it get cancelled or does the rate just go up?

State laws and insurance companies’ rating systems and guidelines vary so it would depend upon these as to what would happen to your insurance after 5 speeding tickets. If state laws allow your rates will rise and the insurance company may even choose to non-renew your policy. T…

What happens to your insurance after 5 speeding tickets? Does it get cancelled or does the rate just go up?

State laws and insurance companies’ rating systems and guidelines vary so it would depend upon these as to what would happen to your insurance after 5 speeding tickets. If state laws allow your rates will rise and the insurance company may even choose to non-renew your policy. T…

What is the penalty in Wisconsin for driving without a license, with expired license plate tags and an unlicensed passenger?

If you were cited for driving without a license and expired license plate tags (registration) in Wisconsin the best way to find out the penalties are to contact the court listed on the ticket. We can however give you information we have found in the Wisconsin Code regarding th…

What are the restrictions you may face as a G2 license holder? Are you allowed to drive on highways?

As you are aware Ontario, Canada has a graduated licensing system. This graduated licensing process lets new drivers get driving experience and skills gradually. The two-step licensing process takes at least 20 months to complete. The first step is the G1 and the second is the G…

I had my license suspended before I turned 18 for truancy, now that I am 18 does the truancy driver’s license suspension policy still apply to me?

There are some states that have truancy laws or drop out laws so if a minor is not attending school or is truant, missing school too often, their driver’s license is suspended. The Education Commission of the States (ECS) helps states develop effective policy and practice for…