Archive for November, 2008

At what yearly mileage driven does your insurance rate go up?

It is true some companies offer discounts to motorists who drive a lower than average number of miles a year. The yearly or annual mileages at which your auto insurance is not discounted, and thus your rates go up, differ from one insurance company to another. Auto insurance…

In California what is the penalty for driving on a revoked driver’s license?

The penalty in California for driving without a valid license typically includes not only a fine and court fees but the towing and impoundment of the vehicle the driver without a valid license was operating. In California, it is a misdemeanor to drive without a valid driver’s …

In the state of Florida, contractually, how many years does someone have to file a collision claim?

A claim must be filed timely in order to be considered by an insurance company normally. The longer a claim is neglected, the harder it is to get facts relevant to the claim. In Florida , the statute of limitations is generally four (4) years from the date of the loss. The c…

When do insurance companies find out about speeding tickets? Is it immediately, or does it take awhile?

It takes a little bit of time normally for an insurance company to find out about a speeding ticket. An insurance company does not find out immediately about the speeding ticket for a few reasons. One is due to the fact you first you must be convicted of the speeding offense…

When maintaining SR 22 for a DUI offense, is it 3 years from offense date or conviction date?

How long you must maintain a SR-22 filing of financial responsibility differs by state. In most states it is 3 years but in some it can be a longer or shorter period of time. It also varies by state when the start date begins that you must obtain and maintain the SR22 from. I…

If my license is suspended in Virginia and I am moving to Massachusetts is there any way that I could get a driver’s license there?

To the best of our knowledge the Massachusetts Registry of Motor Vehicles (RMV) is not likely to issue you a MA driver’s license while your driver’s license is suspended in Virginia. On the application for a MA driver’s license it specifically notes that this application will…

In Maryland, does a person have to have a driver’s licence to register a car?

The Maryland Motor Vehicle Administration (MVA) does not mention that a driver’s license is needed to register a vehicle. The MVA states that in order to be registered, your vehicle must be titled in Maryland and you must maintain a vehicle liability insurance policy that con…

I am a licensed driver in New York that was convicted of DWI in New Jersey, how will this impact my car insurance in New York where my car is registered?

Your home state of New York and New Jersey, the state in which you were cited for the DWI, are both members of the Driver’s License Compact (DLC). As member states of the DLC it means the NJ courts will inform the New York Department of Motor Vehicles about this DWI violation …

My question is I have no tickets on my driving record, and plus I have no infractions so why do I only have a +3 points and not +5 points, since the highest positive points you can receive is 5? I live in Virginia.

You would need to contact the Virginia Department of Motor Vehicles to find out about your specific situation and why it is that you only have 3 safe driver points instead of 5, the maximum amount you can have at once in VA. We can however give you information on how you accum…

In Maryland, does a person have to have a driver’s licence to register a car?

The Maryland Motor Vehicle Administration (MVA) does not mention that a driver’s license is needed to register a vehicle. The MVA states that in order to be registered, your vehicle must be titled in Maryland and you must maintain a vehicle liability insurance policy that con…