Archive for October, 2008

Why is your Progressive rate different from the one I received on Progressive’s website?

We understand that many users use the Internet to shop for insurance. It can be confusing at times to see different rates at different websites. Progressive’s online rates are not the same as the rates from an independent agent like CarInsurance.com. Buying direct or through a…

Why is your Progressive rate different than the one I received on Progressive’s website?

We understand that many users use the Internet to shop for insurance. It can be confusing at times to see different rates at different websites. Progressive’s online rates are not the same as the rates from an independent agent like CarInsurance.com. Buying direct or through a…

Is there any state in America you can get learner’s permit at 14 and half years of age and then you can drive in any state with it?

Beginning to drive is an exciting process but can also be a dangerous one since immature and inexperienced drivers are shown statistically to be in more accidents than experienced drivers. The minimum age to drive is not usually as low as 14 or 14 and a half due to this fact h…

Is there any state in America you can get learner’s permit at 14 and half years of age and then you can drive in any state with it?

Beginning to drive is an exciting process but can also be a dangerous one since immature and inexperienced drivers are shown statistically to be in more accidents than experienced drivers. The minimum age to drive is not usually as low as 14 or 14 and a half due to this fact h…

I live in Montana. I was wondering if Montana has a windshield law that will waive my deductible or should I just have it fixed myself?

Montana does not have a law that requires an auto insurance company to waive the deductible for a windshield or other glass repair or replacements. Unless your insurance company on its own decides to waive your deductible if your windshield needs repaired or replaced than you …

In Oregon, how long does an insurance company have to settle an auto claim?

According to the Oregon Insurance Division’s consumer guide, if you file an insurance claim you have a right to be informed of the process to be used to settle your claim and the progress of your claim. Insurance companies must respond to claim communications within 30 days. T…

I live in Montana. I was wondering if Montana has a windshield law that will waive my deductible or should I just have it fixed myself?

Montana does not have a law that requires an auto insurance company to waive the deductible for a windshield or other glass repair or replacements. Unless your insurance company on its own decides to waive your deductible if your windshield needs repaired or replaced than you …

In Oregon, how long does an insurance company have to settle an auto claim?

According to the Oregon Insurance Division’s consumer guide, if you file an insurance claim you have a right to be informed of the process to be used to settle your claim and the progress of your claim. Insurance companies must respond to claim communications within 30 days. T…

I received a speeding ticket in Tennessee (15 mph over the limit), which is not a DLC member, but I am a resident of Mississippi with a MS ID. I understand Mississippi does not have a “point system” for violations. Will TN inform MS and how else could this effect me since there is no point system here. Thanks.

You are correct while Mississippi is a part of the Driver’s License Compact (DLC) that requires member states to exchange information regarding traffic violations but Tennessee dropped out of the Compact in 1997. Even without being part of the DLC any longer, the TN Department o…

Can you name a spouse as a named driver exclusion in North Carolina?

According to the North Carolina Department of Insurance , no you cannot have a spouse as a named driver exclusion in this state. Due to North Carolina Financial Responsibility Laws named driver exclusions are not allowed for liability coverage. Some insurers will exclude driver…